Privacy Policy

Effective Date: June 1, 2026

Privacy Policy for Mulai Holdings LLC d/b/a Mulai Insurance

Mulai Holdings LLC, doing business as Mulai Insurance ("Mulai Insurance," "we," "our," or "us"), respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit information through our forms, communicate with us, or utilize our insurance-related services.

By accessing our website or providing your information, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect personal information including but not limited to:

Full name

Email address

Phone number

Mailing address

Date of birth

Insurance coverage interests

Beneficiary information

Financial information necessary for insurance applications

IP address and device information

Information submitted through forms, surveys, chat widgets, or appointment scheduling tools

How We Use Your Information

We may use your information to:

Provide insurance quotes and recommendations

Process insurance applications

Contact you regarding products, services, and policy information

Schedule appointments and consultations

Respond to inquiries and customer service requests

Improve our website and services

Comply with legal and regulatory obligations

Send policy updates, reminders, and important notifications

SMS and Text Messaging

If you provide your phone number and consent to receive text messages, you agree to receive communications related to:

Insurance quotes

Policy updates

Appointment reminders

Customer service communications

Marketing and promotional messages

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP to any text message. For assistance, reply HELP or contact us directly.

SMS consent is not shared with third parties or affiliates for marketing purposes.

Information Sharing and Disclosure

We do not sell your personal information.

We may share information with:

Insurance carriers and underwriting partners

Licensed insurance agents and agencies assisting in servicing your needs

Service providers who help operate our business

Government agencies or regulators when required by law

Legal authorities when necessary to comply with applicable laws

All third parties receiving information are expected to maintain appropriate safeguards and confidentiality.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

While we strive to protect your information, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

Improve website functionality

Analyze website traffic

Enhance user experience

Measure marketing effectiveness

You may adjust your browser settings to decline cookies, though some website features may not function properly.

Third-Party Services

Our website may contain links to third-party websites or integrate third-party services such as:

Calendar scheduling platforms

CRM systems

Insurance carrier portals

Payment processors

We are not responsible for the privacy practices of third-party websites or services.

Your Privacy Rights

Depending on your state of residence, you may have rights regarding your personal information, including:

Access to personal information we maintain

Correction of inaccurate information

Deletion of certain information where permitted by law

Opting out of marketing communications

To exercise your rights, please contact us using the information below.

Children's Privacy

Our services are not directed toward individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.

Contact Information

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

Mulai Holdings LLC d/b/a Mulai Insurance

Email: [email protected]

Phone: [888.201.0743]