Mulai Holdings LLC d/b/a Mulai Insurance
Effective Date: June 1, 2026
SMS Messaging Terms & Compliance
1. Program Description
By providing your mobile phone number and opting into SMS communications, you consent to receive text messages from Mulai Holdings LLC d/b/a Mulai Insurance ("Mulai Insurance").
Our messaging program sends:
Insurance quote follow-ups
Appointment confirmations
Appointment reminders
Policy updates
Customer support communications
Service-related notifications
Marketing and promotional communications when consent is provided
Opt-in consent is collected through website forms, landing pages, scheduling forms, chat widgets, and other approved methods that clearly disclose SMS communications.
2. Cancellation Instructions
You may cancel SMS communications at any time by replying STOP to any message.
Upon receipt of your STOP request, we will send a confirmation message and you will no longer receive SMS communications from us unless you opt in again.
3. Support Information
For assistance, reply HELP to any text message or contact us directly:
Mulai Insurance
Email: [email protected]
Phone: [Insert Business Phone Number]
4. Carrier Liability
Wireless carriers are not responsible for delayed or undelivered messages.
5. Message & Data Rates
Message and data rates may apply based on your wireless carrier plan.
Message frequency varies depending on your interactions with our services, appointment scheduling activity, and policy-related communications.
6. Supported Carriers
Our messaging services are supported by most major U.S. wireless carriers, including but not limited to AT&T, Verizon, T-Mobile, and their affiliated providers.
7. Age Restriction
You must be at least 18 years of age to participate in our SMS messaging program.
8. Privacy Policy
For information regarding how we collect, use, and protect your information, please review our Privacy Policy.
9. TCPA Compliance
Mulai Insurance complies with the Telephone Consumer Protection Act (TCPA), CTIA guidelines, and applicable federal and state laws governing SMS communications.
General Website Terms
Acceptance of Terms
This website ("Site") is owned and operated by Mulai Holdings LLC d/b/a Mulai Insurance ("Company," "we," "our," or "us").
By accessing or using this Site, you agree to be bound by these Terms and Conditions and our Privacy Policy.
If you do not agree to these Terms, please discontinue use of the Site immediately.
Insurance Disclaimer
Information provided on this website is for informational purposes only and does not constitute an offer, solicitation, or guarantee of insurance coverage.
All insurance products are subject to:
Carrier underwriting approval
Policy terms and conditions
Eligibility requirements
Applicable exclusions and limitations
Coverage does not become effective until approved by the issuing insurance carrier and all required conditions have been satisfied.
Quotes provided are estimates and may change based on underwriting review and carrier guidelines.
Intellectual Property Rights
Our Limited License to You
All content on this Site, including text, graphics, logos, images, videos, designs, and software, is the property of Mulai Holdings LLC d/b/a Mulai Insurance or its licensors and is protected by applicable intellectual property laws.
You may use the Site solely for personal and non-commercial purposes.
You may not:
Reproduce content
Modify content
Republish content
Sell content
Create derivative works
Distribute content without written permission
You may print or download a single copy for personal, non-commercial use provided all proprietary notices remain intact.
Your License to Us
By submitting content through our website, forms, surveys, social media channels, or other communication methods, you grant Mulai Insurance a non-exclusive, royalty-free, perpetual, worldwide license to use, display, reproduce, modify, and distribute such content for business purposes.
Third-Party Websites
Our Site may contain links to third-party websites, carriers, scheduling platforms, payment processors, or service providers.
We do not control and are not responsible for:
Third-party content
Privacy practices
Products or services offered by third parties
Accessing third-party websites is done at your own risk.
Disclaimers
The Site and all information provided through it are offered on an "AS IS" and "AS AVAILABLE" basis.
To the fullest extent permitted by law, Mulai Insurance disclaims all warranties, express or implied, including:
Merchantability
Fitness for a particular purpose
Accuracy of information
Availability of services
We do not guarantee uninterrupted access to the Site.
Limitation of Liability
To the maximum extent permitted by law, Mulai Holdings LLC d/b/a Mulai Insurance shall not be liable for any:
Indirect damages
Incidental damages
Consequential damages
Special damages
Lost profits
Data loss
arising from the use of this Site or our services.
Online Commerce
Certain products or services may be offered through third-party providers.
If you purchase products or services from third parties linked through our Site, your transaction is solely between you and that third party.
Mulai Insurance is not responsible for any disputes, losses, or damages resulting from third-party transactions.
Registration & Account Security
If you create an account or access password-protected areas of the Site, you agree to:
Provide accurate information
Maintain the confidentiality of your credentials
Notify us immediately of unauthorized access
You are responsible for all activity conducted under your account.
Indemnification
You agree to indemnify, defend, and hold harmless Mulai Holdings LLC d/b/a Mulai Insurance, its owners, employees, contractors, agents, affiliates, and partners from any claims, liabilities, damages, losses, costs, or expenses resulting from:
Violation of these Terms
Misuse of the Site
Violation of applicable laws
Termination
We reserve the right to suspend or terminate your access to the Site without notice if we determine that you have violated these Terms or engaged in unlawful conduct.
Governing Law
These Terms shall be governed by and interpreted under the laws of the State of Florida.
Any dispute arising under these Terms shall be resolved through binding arbitration or in the courts located within the State of Florida, as permitted by applicable law.
Changes to Terms
We reserve the right to modify these Terms at any time.
Updates will be posted on this page with a revised effective date.
Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
Contact Information
Mulai Holdings LLC d/b/a Mulai Insurance
Email: [email protected]
Phone: [888.201.0743]
By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.